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Enjoy The Comforts Of Home With The Great Coverages And Services When You Have Insurance Through AAA

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Home & Condo Insurance* Through AAA

Great Rates & Discounts **

Multi-Product:  AAA auto insurance customers enjoy special home and condo insurance rates.

Safety and Security Device:  Installing alarms and fire extinguishers is a great step for both safety and insurance savings.

New Home and New Upgrades:  Save more if you live in a newer home or have a new roof, plumbing or electrical.

Mature Homeowner:  Customers over the age of 50 can save more with AAA.

Great Coverage

Home:  Covers your home, garage and utility buildings against direct physical losses not specifically excluded. Enhanced coverage is also available for personal belongings. Our policies also cover personal liability, medical payments, additional expenses and theft.

Condo:  Covers your personal belongings and certain fixtures, appliances, dwelling improvements and loss assessment. Our policies also cover personal liability, medical payments, additional expenses and theft.

Great Optional Coverage Items

Personal Property Replacement Cost:  Insures your personal property for the full cost of replacement or restoration.

Scheduled Personal Property:  Expanded, no-deductible coverage for valued items like jewelry, cameras, art, silverware, hearing aids and more.

Identity Theft:  Pays for such expenses as reasonable legal fees, certified mail fees and phone call charges incurred as a result of identity theft.

Peril Coverage

Coverage Home Insurance Condo Insurance
Natural Disaster
Tornado, Windstorm & Hail covered with home insurance covered with condo insurance
Fire & Lightning covered with home insurance covered with condo insurance
Weather
Frozen Plumbing covered with home insurance covered with condo insurance
Weight of Snow & Ice covered with home insurance covered with condo insurance
Damage to Building by Water Seepage from Roof covered with home insurance
Unexpected Occurrences
Accidental Overflow of Plumbing Fixtures covered with home insurance covered with condo insurance
Glass Breakage covered with home insurance covered with condo insurance
Sudden Smoke Damage covered with home insurance covered with condo insurance
Falling Objects covered with home insurance covered with condo insurance
Damage by Vehicle & Aircraft covered with home insurance covered with condo insurance
Explosion covered with home insurance covered with condo insurance
Legal Defense for Personal Liability covered with home insurance covered with condo insurance
Liability, Medical & Property Payments to Others covered with home insurance covered with condo insurance
Civil Disobedience
Theft covered with home insurance covered with condo insurance
Vandalism covered with home insurance covered with condo insurance
Riot & Civil Commotion covered with home insurance covered with condo insurance

Flood Insurance:  AAA offers separate flood insurance policies for homes susceptible to the threat of high water, waterfront dwellings and houses close to a flood plain.

Flood Insurance purchased through AAA is underwritten by New Hampshire Insurance Company, a participating insurer of the National Flood Insurance Program (NFIP). The NFIP is administered and regulated by the Federal Emergency Management Agency (FEMA).

Protection Plus & Platinum Advantage Packages

Protection Plus for Home and Condo Policies:  Upgrade your policy with a package that will cover higher limits for electronic data processing equipment and software, lock replacement, refrigerated goods and damages from extreme changes in temperature.

Platinum Advantage for Home Policies:  For higher value homes, platinum advantage provides increased limits and expanded coverage. Examples include identity theft and increased expenses for additional lodging and meals.

Great Service

Claim Professionals Standing By:  Call us toll free 24/7. We’re always here for you.

Always Online:  File a claim, make payments or request a change to your policy anytime.

Knowledge and Experience:  We’ve been providing superior service for generations.




*Insurance underwritten by one of the following companies: Auto Club Insurance Association, MemberSelect Insurance Company, Auto Club Group Insurance Company, Auto Club Property-Casualty Insurance Company, Auto Club South Insurance Company, Auto Club Insurance Company of Florida, or non-affiliated insurance companies.

**Discounts apply to select coverages only and vary by state and insurance company. Not all discounts available in each state.