Umbrella Insurance through AAA

Even a simple trip to the grocery store can result in a serious accident that leaves you responsible for major financial damages. Umbrella insurance through AAA can help protect you with affordable coverage that goes far beyond the liability limits of your typical auto and home insurance policies.

When life’s little things become really big.

Serious accidents happen when you least expect them, and often arise out of life’s little moments. Here are examples of everyday events where an umbrella policy would provide much needed protection:

• A child is hurt while visiting your home...
The child’s parents sue and are awarded $1,000,000 in damages.
Your home insurance pays $300,000.
Your umbrella insurance pays $700,000. You owe $0.
• You injure a pedestrian in a crosswalk...
Severe injuries require multiple surgeries totaling $750,000 in damages.
Your auto insurance pays $250,000.
Your umbrella insurance pays $500,000. You owe $0.
• A candle catches your condo on fire...
Damage to several units totals $400,000.
Your home insurance pays $300,000.
Your umbrella insurance pays $100,000. You owe $0.

Big protection for a small price.

With coverage options from $1 million to $5 million, umbrella insurance provides extensive protection that’s surprisingly affordable. For instance, $1 million of umbrella insurance can cost less than $20 per month.*

Because umbrella insurance is activated after the liability limits of auto, home and renters policies have been reached, those policies will need to be in place with specific minimum coverages. Your AAA Agent can tell you about the requirements in your situation.**

For affordable coverage that pays off when you need it most, speak to an agent today.